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<p>While they are functional in society, they rely on help to make their way in the world... That said, it's a great option for people credit card debt bankruptcy who have no other hope and little or no income. Financially, are you able to recognize and comprehend the financial signals around you. <p>Because of this, it's no suprise it's the first option the credit card companies will push when someone gets into the debt get out of situation. </p>